Best Government Money Market Funds in 2025 – Secure & Safe

In uncertain economic times, investors seek safe-haven assets that provide stability, liquidity, and minimal risk. Government money market funds are among the most secure investment options, offering preservation of capital and steady returns. In 2025, these funds remain a preferred choice for conservative investors, retirees, and those looking to park cash safely.

Government money market funds invest in short-term, low-risk securities backed by the U.S. government, such as: U.S. Treasury Bills (T-Bills) Government agency securities (e.g., Fannie Mae, Freddie Mac) Repurchase agreements fully collateralized by U.S. government obligations

These funds prioritize safety, liquidity, and capital preservation, making them ideal for short-term investors or those needing quick access to cash.

✔ Expense Ratio: 0.11% ✔ 7-Day Yield: 5.05% ✔ Investment Type: U.S. government-backed securities